| Lender |
Code |
Key Features |
Wells Fargo
1-800-658-3567
www.wellsfargo.com/student |
807176 |
- 0% origination fees
- 0% default fee
- Reduce your interest rate to as low as 5.8%
- 0.75% immediate interest rate reduction at repayment
- 0.25% interest rate reduction when Wells Fargo automatically withdraws payments from a checking or savings account
- Last six months free — Wells Fargo will waive the last six months of regularly scheduled payments on the loan if all previous payments were made on-time
- Benefit Recovery — We give you the opportunity to earn back the on-time interest rate reduction if it’s lost due to a late payment.
- Wells Fargo offers life-of-loan servicing – one point of contact from application through final payment.
- Combined billing for Wells Fargo federal and private loans
|
|
831453 |
- Zero origination fee
- 1% interest rate reduction for graduation at repayment
- .25 interest rate reduction for auto-debit
- 1% rebate after first twelve on-time payments
- 1% rebate after next twelve on-time payments
- Benefit repair option after 24 months of on-time payments
- Up to 16% savings in total loan costs
- Life-of-loan servicing; your loan will not be sold
|
|
833864 |
- 0.25% interest rate reduction upon entering repayment
- 1.75% interest rate reduction upon signing up for ACH
- No minimum number of on-time payments is required to receive these benefits
|
|
831846 |
- 0% origination fee.
- 0% federal default fee.
- 0.25% interest rate reduction for borrowers who have their loan payments made with automatic debit.
- 1.00% outstanding principal balance reduction after making 12 consecutive on-time payments.
- 1.00% outstanding principal balance reduction after making 24 consecutive on-time payments.
- 1.00% outstanding principal balance reduction after making 36 consecutive on-time payments.
- Missing a payment during one of the twelve-month periods does not disqualify borrower from receiving future benefit(s).
- Payments up to 15 days late are still considered on time.
|
|
824135 |
- 0% origination fee for loans after April 1, 2006
- 0.25% interest rate reduction with automatic debit
- 3.33% rebate of the original principal balance after making first 30 consecutive payments on time
|
|
826878 |
- 0% origination fee
- 0% federal default fee
- Save up to 6% on your principal loan balance with Citibank’s zero payments the last 6 months when all payments are made on time
- Automatic 1.00% interest rate reduction as a graduation present
- Additional 0.25% interest rate reduction when you sign up for E-Z Pay auto debit and receive electronic statements only
- New! Benefit Recovery Feature: Unlimited chances to earn back automatic rate reduction lost as a result of late payments.
- Life-of-loan servicing
|
|
808851 |
- 0% origination fee
- 0.8% interest rate reduction after making your first payment on-time
- One-time rehabilitation option after 12 consecutive monthly payments on time for borrowers with a late payment
- 0.25% interest rate reduction for borrowers who authorize automatic monthly payments
|
Wachovia Education Finance
1-800-338-2243
www.wachovia.com |
830005 |
Wachovia saves you up to 9.49% off your original loan amount. Our rebates reduce your total loan balance therefore you pay less interest over the life of the loan which increases your effective savings up to 9.49%
- Save 2% with Zero Origination Fee
- Save 3.5% of your original loan amount:
- 1% rebate at the start of repayment
- 1% rebate after 12 scheduled payments
- 1.5% rebate after 24 scheduled payments
|
|
823584 |
- 0% origination fee
- 5% principal reduction after 48 on-time payments
- Stafford loan borrowers receive a 0.25% interest rate reduction for automatic debit
|
